Privacy Policy for MyStudentLoanCalc

Last Updated: April 14, 2025

1. Introduction

Welcome to MyStudentLoanCalc ("MyStudentLoanCalc", "we", "us", or "our"). MyStudentLoanCalc is operated by Bagl Limited, registered in England and Wales under no. 15922211, with its registered office at 71-75 Shelton Street, Covent Garden, London, UK, WC2H 9JQ, operating under the brand name MyStudentLoanCalc. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit https://mystudentloancalc.co.uk ("Website"). By using our Website, you agree to the practices described in this Policy. If you do not agree with this Privacy Policy, please do not use our Website.

2. Information We Collect

We collect various types of information to provide and continuously improve our services.

2.1. Information You Provide
- Personal Data: When you interact with our Website (e.g., placing orders or subscribing to services), we collect data such as your name, email address, and payment information.
- User Content: We may also collect any content you provide directly through forms or other interactions on our Website.

2.2. Information Collected Automatically
- Usage Data: Details about how you interact with our Website (pages visited, features used, date and time of visits, etc.) are recorded to help us understand and improve our service.
- Device and Connection Information: We automatically gather technical data such as your IP address, browser type, device identifiers, and operating system.
- Cookies and Similar Technologies: We use cookies and other tracking technologies to enhance your experience and collect non-personally identifiable information.

2.3. Information from Third Parties
We may receive additional information about you from third-party services, analytics providers, or business partners, which can be combined with the data we collect directly from you.

3. How We Use Your Information

We use the information collected for several purposes:
- Providing and Improving Services: To process transactions, respond to inquiries, and enhance the functionality of our Website.
- Personalization: To tailor content and features based on your usage patterns and preferences.
- Analytics and Performance: To analyze usage trends, diagnose technical issues, and improve our overall services.
- Communication: To send you updates, newsletters, or notifications and to respond to your queries.
- Legal and Compliance: To comply with legal obligations, regulatory requirements, and enforce our policies.

4. Disclosure of Your Information

We do not sell or rent your personal information. However, your information may be disclosed in the following circumstances:
- Service Providers: We may share your information with third-party vendors who assist us in operating our Website.
- Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred.
- Legal Requirements: We may disclose your information if required by law or in response to a legal request.
- With Your Consent: Additional disclosures may occur when you provide explicit consent.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, and to comply with applicable legal obligations. Once your information is no longer required, we will securely delete or anonymize it.

6. Security

We implement various safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is completely secure.

7. International Data Transfers

Your information may be transferred to, stored, and processed in countries other than your own. We ensure appropriate measures are in place to protect your data.

8. Children's Privacy

Our Website is not intended for children. We do not knowingly collect personal information from individuals under the legal age in your jurisdiction.

9. Your Rights and Choices

You may have the following rights regarding your personal information:
- Access: Request a copy of your information
- Correction: Request corrections to inaccurate data
- Deletion: Request deletion of your information
- Restriction: Request limitation of processing activities
- Objection: Object to specific processing
- Data Portability: Request data in a machine-readable format

10. Third-Party Links and Services

Our Website may contain links to third-party websites not operated by us. Review their privacy policies before providing information.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be reflected in the "Last Updated" date, and significant changes may be notified via email.

12. Contact Information

For questions or concerns about this Privacy Policy, contact us at:
Email: aronbogo@proton.me

By using our Website, you signify your acceptance of this Privacy Policy.